Real estate investment analysis for agents
When a buyer asks whether a property works as an investment, "it should rent for around two thousand" is not an answer. EuKreate runs the investor math for you on any listing or address: cap rate, cash-on-cash return, DSCR, and IRR, built on a market rent derived from leased comparables rather than a guess. Every assumption — down payment, rate, vacancy, expenses, growth — is yours to change, and EuKreate can solve the question backwards: what price would this property need for the numbers to work.
The four numbers investors ask for
Each metric answers a different question, so EuKreate reports all four rather than reducing a property to one score. Cap rate measures the return on the property itself; cash-on-cash measures the return on the cash actually invested; DSCR is what a lender looks at; IRR accounts for the holding period and the value change over it.
- Cap rate — net operating income against the price
- Cash-on-cash return — annual cash flow against the cash invested
- DSCR — whether net operating income covers the debt service
- IRR — the return across the hold, including value change
Built on a rent you can defend
The market rent behind these numbers comes from the rent CMA — leased comparables, adjusted and reconciled — not a round figure typed into a calculator. If you would rather use your own number, the rent field stays editable and is marked as yours, so it is never confused with the comp-derived figure.
Every assumption is yours
Defaults get you a first answer quickly, but a real conversation with a buyer means changing them. Down payment, interest rate, vacancy allowance, operating expenses, and growth assumptions are all editable, and every metric recomputes as you change them — so you can work through scenarios live rather than promising to follow up.
- Down payment and interest rate
- Vacancy allowance
- Operating and other expenses, with a growth rate
- All four metrics recompute together
Solve it backwards: what price makes this work
The more useful question is often not "what is the return at this price" but "what price would this need". EuKreate solves for it — the price at which the property just covers its debt service (1.00× DSCR), the price at a typical lender floor (1.20× DSCR), and the price that would hit a target IRR. That turns an investor conversation into a negotiating position.
On a listing, or on any address
Run the analysis on a listing already in your account, or research any address before you have it — useful when an investor client sends you a property to look at, or when you are preparing for a listing appointment with an owner weighing selling against renting.
Frequently asked questions
Where does the rent used in these calculations come from?
From the rent CMA — leased comparables around the property, adjusted and reconciled into an indicated market rent. You can override it with your own figure, which is then labelled as yours.
Can I change the down payment, rate, and expenses?
Yes. Down payment, interest rate, vacancy, operating and other expenses, and growth assumptions are all editable, and every metric updates as you change them.
Is this investment advice?
No. It is agent-facing decision support that computes standard real estate investment metrics from assumptions you control. It is not investment advice, an appraisal, or a lending decision.
Do buyers see these numbers?
The investment analysis is agent-facing. What buyers and renters see on a listing page is the market comparison, not the investor worksheet.
Does it work for a property that is not listed for rent?
Yes. The analysis asks what the property would rent for, so it runs on a for-sale listing or a plain address as readily as on a rental.