Real estate investment analysis
Real estate investment analysis for agents
When a buyer asks whether a property works as an investment, "it should rent for around two thousand" is not an answer. EuKreate Agent runs the investor math for you on any listing or address: cap rate, cash-on-cash return, DSCR, and IRR, built on a market rent derived from rental comparables rather than a guess. Every assumption (down payment, rate, vacancy, expenses, growth) is yours to change, and EuKreate shows the question from the other side too: the rent this property would need to cover its costs.
The four numbers investors ask for
Each metric answers a different question, so EuKreate reports all four rather than reducing a property to one score. Cap rate measures the return on the property itself; cash-on-cash measures the return on the cash actually invested; DSCR is what a lender looks at; IRR accounts for the holding period and the value change over it.
- Cap rate: net operating income against the price
- Cash-on-cash return, annual cash flow against the cash invested
- DSCR: whether net operating income covers the debt service
- IRR: the return across the hold, including value change
Built on a market rent estimate informed by comparable asking rents
The market rent behind these numbers comes from the rent CMA (rental comparables at listed asking rents, weighted and reconciled), or the ZIP's median rent until you run one, not a round figure typed into a calculator. If you would rather use your own number, the rent field stays editable.
Every assumption is yours
Defaults get you a first answer quickly, but a real conversation with a buyer means changing them. Down payment, interest rate, vacancy allowance, operating expenses, and growth assumptions are all editable, and every metric recomputes when you calculate, so you can work through scenarios live rather than promising to follow up.
- Down payment and interest rate
- Vacancy allowance
- Operating and other expenses, with a growth rate
- All four metrics recompute together
From the other side: what rent makes this work
The more useful question is often not "what is the return at this rent" but "what rent would this need". EuKreate shows the break-even rent, the monthly rent at which the property just covers its operating costs and debt service, beside the equity multiple and a year-by-year projection of rent, cash flow, value and equity. That gives an investor conversation a concrete threshold.
On a listing, or on any address
Run the analysis on a listing already in your account, or research any address before you have it, useful when an investor client sends you a property to look at, or when you are preparing for a listing appointment with an owner weighing selling against renting.
Frequently asked questions
- Where does the rent used in these calculations come from?
- From the rent CMA: rental comparables around the property, at their listed asking rents, weighted and reconciled into an indicated market rent, or the ZIP's median rent before you run one. You can type your own figure instead.
- Can I change the down payment, rate, and expenses?
- Yes. Down payment, interest rate, vacancy, operating and other expenses, and growth assumptions are all editable, and every metric updates when you calculate.
- Is this investment advice?
- No. It is agent-facing decision support that computes standard real estate investment metrics from assumptions you control. It is not investment advice, an appraisal, or a lending decision.
- Do buyers see these numbers?
- No. The investment analysis is agent-facing; buyers and renters do not see the investor worksheet.
- Does it work for a property that is not listed for rent?
- Yes. The analysis asks what the property would rent for, so it runs on a for-sale listing or a plain address as readily as on a rental.
Every plan includes your agent website, buyer chat and lead capture; paid plans add more live listings, promotion and deeper analysis. See plans
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